Financial Planning
Career changes, family milestones, market swings, and retirement goals all bring financial questions. Our financial planning services help you bring those pieces together into one clear strategy—so you can make decisions with confidence today and adjust as life evolves.
A Process That Puts You First
Financial planning isn’t a one-time project—it’s an ongoing process. We start by listening, then build a framework that reflects your goals, priorities, and state of life. From there, we meet regularly to review progress, adapt to changes, and keep your plan aligned with where life is headed.
Introduction Meeting
(30 minutes on average)
Get to know each other
Understand your goals
Decide if we’re a fit before moving forward
Complete Client Discovery Questionnaire
Discovery Meeting
(1-2 hours on average)
Have an open conversation
Get to know you and your goals
Understand your current financial picture
Plan Review & Strategy Meeting
(1 hr on average)
Review your plan and key recommendations
Explore scenarios together in your planning website
Decide on next steps and set timelines or follow up meetings
Implementation and Onboarding
(case by case)
Implement your plan together
Get connected with online tools
Agree on your preferred meeting rhythm
How We Can Help
comprehensive planning
Whether you’re dealing with a simple or complex situation, we’ll help you organize, orient, and prioritize your goals so you understand where you’re at, and where you’re going.
Living in retirement
Retirement isn’t the finish line—it’s the next chapter. We’ll create an income plan designed to help you manage cash flow, preserve your assets, and maintain your lifestyle throughout retirement.
Life Transitions
Career moves, new family dynamics, inheritance, or health diagnoses can shift your priorities overnight. We help you realign your plan and regain clarity when things change.
Tax Strategies
Identify opportunities to reduce your tax burden through smart timing, income strategies, and coordination with your tax professional.
Education & Family Planning
We help you prepare for college costs, caregiving responsibilities, and the financial milestones that come with each season of family life.
Retirement readiness
We’ll help you understand what you’ll need, where you stand, and what steps to take now so you can enter retirement with clarity and confidence
Investment Planning & Strategies
Your investments should serve your plan—not the other way around. We help you align your investment approach with your goals, time horizon, and comfort level, so your strategy supports growth and stability over time.
Estate & Legacy Planning
Work with our advisors to build a plan that protects your wishes and supports future generations.
major purchase planning
Big financial decisions—like buying a home, second property, or major investment—don’t have to derail your long-term plan. We’ll help you make them confidently and strategically.
Insurance & Protection Planning
Protecting what you’ve built is an essential part of any plan. We help you evaluate your current coverage, identify gaps, and explore insurance options that fit your needs and goals.
Plan Smarter. Live Confidently.
Explore expert tools, trusted links, and helpful resources to support every stage of your financial journey.
“Eric has made the world of finances and retirement feel approachable and easy to understand. When I first started with him, I had very few resources, yet he was willing to work with me and guide me without pressure. As my career and opportunities grew, the Keystone team has continued to support us with honesty, integrity, and patience. They make you feel comfortable, cared for, and never like just another number.”
S. and K. Magditch, Clients Since 2017
*Non compensated client testimonial; may not be representative of all client experiences; no guarantee of future performance or success.
Frequently Asked Questions
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We believe everyone benefits from having a plan—whether your finances are simple or complex. A financial plan brings clarity, helps you set priorities, and provides a roadmap for making decisions as life changes.
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CFP® professionals meet rigorous education, examination, and ethical standards. They’re trained to look at your entire financial picture, not just investments, and are bound by a fiduciary duty to act in your best interest.
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A financial plan is a broad strategy that covers every part of your financial life—cash flow, taxes, retirement, insurance, estate planning, and more. Investment management focuses specifically on how your assets are invested. A strong plan connects the two.
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Yes, we can. However, we’ve found clients get the most value when we manage both their plan and their investments. That allows us to put recommendations into action and keep everything coordinated in one place.
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Your plan isn’t meant to sit on a shelf. We review it regularly and update it when your life, goals, or tax laws change—typically every few years or sooner if needed.
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We lead with advice, not products. Our process is highly personalized, guided by the fiduciary standard, and supported by smart technology. We focus on your whole situation—not just your money—to help you make clear, confident decisions.
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It depends on the scope of work, but our minimum flat fee for creating an initial plan is $1,500. We’ll always outline the cost and expectations before you begin.
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Yes. We collaborate directly with your other professionals to keep every part of your plan aligned—and can provide trusted referrals if needed.
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Your security is a top priority. We use encrypted client portals, secure document sharing, and industry-leading cybersecurity protocols to keep your personal and financial information safe. You can feel confident knowing your data is protected every step of the way.