Resource Hub
A good plan starts with good tools
Explore trusted tools, organizations, and references designed to help you stay informed, make confident decisions, and manage your financial life with clarity.
Client Tools
Right Capital
RightCapital is your personal planning dashboard. It gives you a clear, real-time view of your finances—cash flow, goals, retirement projections, and more—so you always know where you stand.
eQuipt
Holistiplan helps us review your tax situation quickly and accurately. It lets us identify opportunities, spot potential issues, and integrate tax-aware decisions directly into your financial plan.
OneView
OneView brings all your investment accounts together in one place. You can view balances, performance, and activity anytime, helping you stay informed and confident about your full financial picture.
Holistiplan
eQuipt is your secure digital onboarding and account-opening platform. From signing forms to updating information, it streamlines paperwork and keeps everything organized and accessible.
PreciseFP
PreciseFP makes sharing information with us easier and more secure. Instead of long forms or repeated questions, you can update your details quickly through personalized digital questionnaires that feed directly into your financial plan.
General Resources
Broker Dealer
Osaic
As a proud affiliate of Osaic, one of the nation’s leading independent wealth management firms, Keystone Financial Management operates with integrity, compliance, and a client-first commitment.
Investing & Personal Finance
Investor.org
The SEC’s investor education hub. Learn smart investing, avoid scams, and build financial literacy at your own pace.
FINRA Investor Tools
Access calculators, savings ideas, and clear guidance to help you make confident and informed financial decisions.
MissingMoney.com
Search for unclaimed property and funds held in participating states and discover if you have money waiting to be claimed.
Retirement & Social Security
Social Security Administration
Estimate your future benefits, apply for retirement, or manage your Social Security account online.
Medicare.gov
Compare Medicare plans, review coverage for your needs, and stay informed on available benefits.
SavingForCollege.com
Use tools to compare 529 plans, estimate education costs, and build a strategy for future learning investments.
College Planning
Insurance & Risk Management
Life Happens
Explore easy-to-understand tools and education on life insurance, disability coverage, and long-term-care protection.
Long-Term Care & Eldercare (ACL.gov)
Discover resources to help plan and prepare for long-term care, caregiving, and aging with dignity.
Frequently Asked Questions
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Keystone Financial Management is your dedicated advisory team—the people you work with directly for planning, investments, insurance, and ongoing support.
We’re affiliated with Osaic Wealth, Inc., one of the largest independent broker-dealers in the country. This partnership gives us access to compliance resources, technology, and a wide range of investment solutions—while allowing us to remain fully independent and focused on what’s best for you.
As custodian for our brokerage accounts, National Financial Services LLC (NFS) handles the behind-the-scenes operations that keep your accounts running smoothly. They process trades, hold your assets securely, send your account statements, and make sure funds and securities are transferred safely when needed.
Together, these relationships ensure you receive the personalized service of a local firm backed by the strength, stability, and resources of national partners.
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Your security is one of our highest priorities—and something we take very seriously.
Your money is never held by us directly. For brokerage accounts, it’s custodied at National Financial Services (NFS), one of the largest and most trusted financial institutions in the country. NFS is a member of SIPC, which protects its members up to $500,000 (including $250,000 for claims for cash).
We also work with a dedicated cybersecurity firm to protect your data through encryption, secure client portals, and advanced system monitoring. Any time a transfer or withdrawal is requested, we confirm it directly with you for added protection.
Simply put: we’re cautious—probably more than most. Every layer of our process is built to keep your information and your assets safe.
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Investment management focuses on how your money is invested—things like portfolio design, monitoring, and performance.
Wealth management takes a broader view. It connects your investments with financial planning, risk management, tax strategy, and estate considerations, creating one coordinated plan for your entire financial life.At KFM, investment management is one piece of a larger wealth-management strategy designed to grow, protect, and sustain your wealth through every stage of life.